Terms and Conditions

Last update: 14 September 2025

Welcome to True Path Financial Services LLC. These Terms and Conditions are a legal agreement between you (“Customer”) and us (the “Company”), and govern the use of our services credit repair and assistance in funding (funding).

In summary:

  • We hire to help you improve your credit by disputing errors on your reports and, if desired, to assist you in funding requests.

     

  • We only charge once the service is completed, in compliance with the law GLUGS.

     

  • We do not offer legal, tax or guarantee specific results.

     

  • You have the right to cancel within 3 business days, without cost.

     

  • After, you can cancel at any time by following our process.

     

  • We can help, we need you to provide us with accurate and timely information.

     

2. Description of services

Credit repair:
 It includes analysis of your credit report, preparing and sending dispute letters to the credit agencies (Equifax, Experian, TransUnion) and the creditors concerned.

Funding (financing assistance):
 Includes review your account statements and credit history, assessment of eligibility and connection with lending partners.

What is NOT covered:

  • Legal advice.

     

  • Tax advice or accounting.

     

  • Guarantee of results (we can not guarantee that remove specific accounts or approval of funding).

     

3. Obligations of the customer

The Client undertakes to:

  • Provide accurate, complete and up-to-date.

     

  • Forward to the Company any correspondence received from the credit agencies within the 5 working days following their receipt.

     

  • Keep active subscription credit monitoring, if it is required for the service.

     

  • To comply with the agreed payments according to the model described in Section 4.

     

4. Payment structure

Credit repair (CROA):
 In accordance with the Law Credit Repair Organizations (CROA), we do not charge any fee until the contracted services have been fully performed.

  • The model charge can be by result (e.g. $X for each account negative removed) or monthly (e.g. $X per month, after complete the work of that month).

     

  • In no case is charged in advance.

     

Funding (financing):

  • The Client agrees that, in the event that you manage a successful financing, the Company may charge a commission previously agreed.

     

  • The Company may also receive commissions from the lenders associated; this will be reported in a clear and transparent.

     

5. Cancellation

3-day right of:
 The Client may cancel this contract without penalty or cost within the three (3) days days you have signed.

Cancellation later:
 After this deadline, the Client may cancel at any time by sending a written notice at least 30 days in advance.

6. Limitation of liability

  • The Company shall not be liable for any indirect loss, incidental or consequential damages.

     

  • We do not guarantee specific results in the removal of negative accounts or in the approval of loans.

     

  • The maximum liability of the Company, under any circumstances, shall be equivalent to the total amount paid by the Client in the last 3 months of service.

     

7. Jurisdiction

These Terms and Conditions are governed by the laws of the State of Texas, united States, and any dispute will be resolved in the courts pertaining to San Antonio, Texas.