Disclaimer

Last update: 14 September 2025

In True Path Financial Services LLCour priority is transparency and legal compliance. We know that the industry of credit repair and funding has been the subject of abuse in the past; that's why we made clear what you can expect from us, what we don't do and what are your rights as a consumer.

 

1. No guarantee of results

Our services aim to help you improve your credit situation, but each case is different.

  • We do not guarantee delete specific accounts of your report.

  • We do not guarantee an increase in exact or immediately on your credit score.

  • We do not guarantee the approval of loans, credit cards, mortgages or other financial products.

A customer may see an improvement of 50 points on your score in a few months, while another may not see significant changes in the same period.

 

2. Their right to do so for its own account

The law gives you the right to dispute information in your credit reports by your account, at no cost.

  • This can be done directly with Equifax, Experian, and TransUnion.

  • The Federal Trade commission (FTC) explica cómo hacerlo de manera gratuita en su sitio oficial: https://www.ftc.gov.

We exist to save you time, give you structure and professional supportbut the right to do so without paying anything is always available for you.

 

3. Accurate information cannot be deleted

No company, including True Path Financial Services LLCyou can legally delete information from your credit history that is:

  • Accurate.

  • Timely.

  • Verifiable by the credit agencies.

 

4. We do not offer legal, tax or investment

Our services are limited to the credit repair and assistance in funding (funding).

  • We do not provide legal advice or representation in court proceedings.

  • We do not offer tax advice, accounting or investment.

  • For these topics, we recommend consulting with attorneys, accountants or financial advisors to be certified.

We are specialists in strategies of credit and financingnot in replacement of legal services or tax.

 

5. Relationship with lenders (funding)

When we help with fundingwe act solely as an intermediary:

  • We connect applicants with lenders and financial partners.

  • We are not a direct lender.

  • We do not take credit decisions.

  • We cannot influence the policies of approval, interest rates, or conditions as determined by the lender.

Important: The approval of a credit depends exclusively on the assessment made by each lender about your financial profile.

 

6. Transparency in testimonies and success stories

In our web site and marketing materials you can find testimonials and customer success stories.

  • All the testimonials reflect the real-life experiences.

  • However, the results presented are not typical nor guaranteed.

  • Your situation may be different and your results will depend on factors outside of our control, such as:

    • Your financial history full.

    • The rapidity with you to provide requested documentation.

    • The response from the credit bureaus, and creditors.

We always success stories as examples of what is possible, not as promises.

 

7. Risks and limitations of our services

It is important that you understand the limitations and potential risks:

  • The credit agencies may reject disputes if you believe that the information is verifiable.

  • Some creditors may take months to respond or process requests.

  • The funding may be denied if your level of debt, income or history is not in compliance with the requirements of the lender.

  • Keep a score positive depends on your financial habits in the future (one-time payment, low debt, etc).

 

8. Compliance with the act (CROA and FTC)

True Path Financial Services LLC strictly complies with the Credit Repair Organizations Act (CROA) and with the regulations of the The Federal Trade Commission (FTC).

  • We never charge upfront fees in credit repair services.

  • Always inform you in a clear manner the rights of the consumer, including your right to cancel within 3 business days.

  • All contracts are delivered in writing, with explanations transparent.

 

9. Responsible use of information

We handle highly sensitive (such as your SSN, credit reports and financial statements).

  • We never share your information without your consent.

  • It is only used for the purposes described in our privacy policy.

  • We reject deceptive practices, manipulation of scores artificial or any action that fails to comply with the law.

 

10. Contact

If you have questions or concerns about these disclaimers, you may contact us at:

📧 E-mail: yuniel@wheat-kudu-461734.hostingersite.com
 📞 Phone: +1 210 609 0115
 🏢 Address: 6423 Luglio Ln Unit 103, San Antonio, TX 78233 US