{"id":2220,"date":"2025-09-10T03:50:31","date_gmt":"2025-09-10T01:50:31","guid":{"rendered":"https:\/\/wheat-kudu-461734.hostingersite.com\/descargo-de-responsabilidad\/"},"modified":"2025-09-15T20:26:08","modified_gmt":"2025-09-15T18:26:08","slug":"descargo-de-responsabilidad","status":"publish","type":"page","link":"https:\/\/truepathfs.com\/en\/descargo-de-responsabilidad\/","title":{"rendered":"Disclaimer"},"content":{"rendered":"
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Disclaimer<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Last update:<\/b> 14 September 2025<\/span><\/p>

In <\/span>True Path Financial Services LLC<\/b>our priority is transparency and legal compliance. We know that the industry of credit repair and funding has been the subject of abuse in the past; that's why we made clear what you can expect from us, what <\/span>we don't do<\/b> and what are your rights as a consumer.<\/span><\/p>

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1. No guarantee of results<\/b><\/h2>

Our services aim to help you improve your credit situation, but each case is different.<\/span><\/p>

  • We do not guarantee<\/b> delete specific accounts of your report.<\/span>

    <\/span><\/li>
  • We do not guarantee<\/b> an increase in exact or immediately on your credit score.<\/span>

    <\/span><\/li>
  • We do not guarantee<\/b> the approval of loans, credit cards, mortgages or other financial products.<\/span>

    <\/span><\/li><\/ul>

    A customer may see an improvement of 50 points on your score in a few months, while another may not see significant changes in the same period.<\/span><\/p>

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    2. Their right to do so for its own account<\/b><\/h2>

    The law gives you the right to dispute information in your credit reports <\/span>by your account, at no cost<\/b>.<\/span><\/p>

    • This can be done directly with <\/span>Equifax, Experian, and TransUnion<\/b>.<\/span>

      <\/span><\/li>
    • The <\/span>Federal Trade commission (FTC)<\/b> explica c\u00f3mo hacerlo de manera gratuita en su sitio oficial: https:\/\/www.ftc.gov.<\/span>

      <\/span><\/li><\/ul>

      We exist to <\/span>save you time, give you structure and professional support<\/b>but the right to do so without paying anything is always available for you.<\/span><\/p>

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      3. Accurate information cannot be deleted<\/b><\/h2>

      No company, including <\/span>True Path Financial Services LLC<\/b>you can legally delete information from your credit history that is:<\/span><\/p>

      • Accurate.<\/span>

        <\/span><\/li>
      • Timely.<\/span>

        <\/span><\/li>
      • Verifiable by the credit agencies.<\/span>

        <\/span><\/li><\/ul>

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        4. We do not offer legal, tax or investment<\/b><\/h2>

        Our services are limited to the <\/span>credit repair<\/b> and <\/span>assistance in funding (funding)<\/b>.<\/span><\/p>

        • We do not provide legal advice or representation in court proceedings.<\/span>

          <\/span><\/li>
        • We do not offer tax advice, accounting or investment.<\/span>

          <\/span><\/li>
        • For these topics, we recommend consulting with attorneys, accountants or financial advisors to be certified.<\/span>

          <\/span><\/li><\/ul>

          We are specialists in <\/span>strategies of credit and financing<\/b>not in replacement of legal services or tax.<\/span><\/p>

          \u00a0<\/p>

          5. Relationship with lenders (funding)<\/b><\/h2>

          When we help with <\/span>funding<\/b>we act solely as an intermediary:<\/span><\/p>

          • We connect applicants with lenders and financial partners.<\/span>

            <\/span><\/li>
          • We are not a direct lender.<\/span>

            <\/span><\/li>
          • We do not take credit decisions.<\/span>

            <\/span><\/li>
          • We cannot influence the policies of approval, interest rates, or conditions as determined by the lender.<\/span>

            <\/span><\/li><\/ul>

            Important:<\/b> The approval of a credit depends exclusively on the assessment made by each lender about your financial profile.<\/span><\/p>

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            6. Transparency in testimonies and success stories<\/b><\/h2>

            In our web site and marketing materials you can find testimonials and customer success stories.<\/span><\/p>

            • All the testimonials reflect the real-life experiences.<\/span>

              <\/span><\/li>
            • However, the results presented <\/span>are not typical nor guaranteed<\/b>.<\/span>

              <\/span><\/li>
            • Your situation may be different and your results will depend on factors outside of our control, such as:<\/span>

              <\/span>
              • Your financial history full.<\/span>

                <\/span><\/li>
              • The rapidity with you to provide requested documentation.<\/span>

                <\/span><\/li>
              • The response from the credit bureaus, and creditors.<\/span>

                <\/span><\/li><\/ul><\/li><\/ul>

                We always success stories as examples of what is possible, not as promises.<\/span><\/p>

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                7. Risks and limitations of our services<\/b><\/h2>

                It is important that you understand the limitations and potential risks:<\/span><\/p>

                • The credit agencies may reject disputes if you believe that the information is verifiable.<\/span>

                  <\/span><\/li>
                • Some creditors may take months to respond or process requests.<\/span>

                  <\/span><\/li>
                • The funding may be denied if your level of debt, income or history is not in compliance with the requirements of the lender.<\/span>

                  <\/span><\/li>
                • Keep a score positive depends on your financial habits in the future (one-time payment, low debt, etc).<\/span>

                  <\/span><\/li><\/ul>

                  \u00a0<\/p>

                  8. Compliance with the act (CROA and FTC)<\/b><\/h2>

                  True Path Financial Services LLC<\/b> strictly complies with the <\/span>Credit Repair Organizations Act (CROA)<\/b> and with the regulations of the <\/span>The Federal Trade Commission (FTC)<\/b>.<\/span><\/p>

                  • We never charge upfront fees in credit repair services.<\/span>

                    <\/span><\/li>
                  • Always inform you in a clear manner the rights of the consumer, including your right to cancel within 3 business days.<\/span>

                    <\/span><\/li>
                  • All contracts are delivered in writing, with explanations transparent.<\/span>

                    <\/span><\/li><\/ul>

                    \u00a0<\/p>

                    9. Responsible use of information<\/b><\/h2>

                    We handle highly sensitive (such as your SSN, credit reports and financial statements).<\/span><\/p>

                    • We never share your information without your consent.<\/span>

                      <\/span><\/li>
                    • It is only used for the purposes described in our privacy policy.<\/span>

                      <\/span><\/li>
                    • We reject deceptive practices, manipulation of scores artificial or any action that fails to comply with the law.<\/span>

                      <\/span><\/li><\/ul>

                      \u00a0<\/p>

                      10. Contact<\/b><\/h2>

                      If you have questions or concerns about these disclaimers, you may contact us at:<\/span><\/p>

                      \ud83d\udce7 <\/span>E-mail:<\/b> yuniel@wheat-kudu-461734.hostingersite.com<\/span>
                      <\/span> \ud83d\udcde <\/span>Phone:<\/b> +1 210 609 0115<\/span>
                      <\/span> \ud83c\udfe2 <\/span>Address:<\/b> 6423 Luglio Ln Unit 103, San Antonio, TX 78233 US<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

                      \u00daltima actualizaci\u00f3n: 14 Septiembre 2025 En True Path Financial Services LLC, nuestra prioridad es la transparencia y el cumplimiento legal. […]<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-2220","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/truepathfs.com\/en\/wp-json\/wp\/v2\/pages\/2220","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/truepathfs.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/truepathfs.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/truepathfs.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/truepathfs.com\/en\/wp-json\/wp\/v2\/comments?post=2220"}],"version-history":[{"count":12,"href":"https:\/\/truepathfs.com\/en\/wp-json\/wp\/v2\/pages\/2220\/revisions"}],"predecessor-version":[{"id":2549,"href":"https:\/\/truepathfs.com\/en\/wp-json\/wp\/v2\/pages\/2220\/revisions\/2549"}],"wp:attachment":[{"href":"https:\/\/truepathfs.com\/en\/wp-json\/wp\/v2\/media?parent=2220"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}